There are specific requirements that must be met by a student to get a loan. Very strict qualifications caused a student loan can be discharged or canceled.
If you do not pass, you are also required to pay back your loan, including changing schools or do not like your school. If your credit is not going in default and will bring serious consequences.
If a student dies student loans can be disposed of. Likewise with the death of a parent, or one parent had died of it in will affect the student finance. If that happens then depends on the type of loan obtained. Death certificate should also be included to whom holds the loan.
Permanent disability if the student does not able to work to make money because of illness without a time limit and ends with death. This will be amended truly permanent disability during the last three years from the date of such students have disabilities, with a statement of the doctor loan will be canceled.
In addition, if school student is closed, or closed temporarily, then the loan can also be obtained through the Department of Education can be removed. But if the student is pursuing a program at another university, the student must pay the amount borrowed.
It is quite difficult if the student experienced bankruptcy. You must make good faith to pay off the debt. This can be arranged with the lowest monthly payment because you also have to maintain a minimal standard of living, and also to pay debts. If you meet these requirements often you only pay a portion of your debts.